Railsbank uses a system called Faster Payments - payments in and out of the Railsbank account will be almost instant. BACs payments are also faster, and will be credited earlier than with Wirecard, on the second day just after 5pm, rather on the third day after instruction. This will mean a better cash flow and faster business for you.
Railsbank also allows higher account balance limits, depending on your tier.
All banking systems require maintenance, but Railsbank systems are built so there is minimal downtime. This means that you will experience less downtime and more reliable banking compared to your old Wirecard account.
Unfortunately Railsbank doesn’t provide Direct Debits yet.